Home / Credit / Lending standards, large and mid-size firms
Lending standards, large and mid-size firms
Lending standards, large and mid-size firms is +1.7% net and has held roughly steady over the last 3 months. That is in its normal range: higher than 55% of readings since 2007.
Latest (latest reading)
+1.7% net
As of
Q4 2026
3-month change
+1.70 % pts
1-year change
−4.80 % pts
20-year percentile
55th
20-year median
+0.0% net
What it is. Net share of banks tightening business loan terms for larger companies; above zero means tightening. A higher reading means more credit stress in the Credit reading.
What it affects next
It is close to normal and not moving much, so there is no ripple to trace right now.
What is driving it
None of its tested drivers is moving much right now.
Source: Federal Reserve Senior Loan Officer Survey via FRED (series DRTSCILM).